We are Home Credit, a leading global consumer finance provider. Founded in 1997 with just 33 employees at the time, our Home Credit family numbers more than 78,000 employees today! We focus on emerging markets, and to date, we have served over 135 million customers. Our experience, local knowledge and strong track record across our 10 different markets sustainably puts us ahead of our competitors. Our goal is to help our customers get the things that matter most to them by providing simple, easy and fast services. Our omni-channel online and physical sales network lets them access financing whenever and wherever they need it, and our advanced technology and superior data analytics enables us to lend responsibly to underserved customers who have little to no credit history, thereby including them into the regulated financial system and unlocking new opportunities.
Senior Market Risk Analyst - HQ
For HQ, Prague we are looking for Senior Market Risk Analyst.
2nd line of defense for Market Risk in Home Credit Group
Independent Oversight of Interest Rate Risk & Foreign Exchange Risk & Capital Management Risk & Counterparty Risk
Cooperate on mitigation of regulatory gaps, adapting to current developments and future directions in market risk management
Maintenance of internal risk regulations. Quality of leadership experienced throughout the group regard to propagating and championing on regulatory and internal policies regular update and compliance.
Supporting country businesses in process & regulatory areas (from individual and consolidated perspective) related to Market/Liquidity/Capital/Counterparty risk
Effective challenge of Asset Liability Management/Treasury function
Capital Risk Management, oversight and propose the optimal capital structures to HQ treasury or to Local Risk teams
Assist with implementation of group ALM/IRR system solution
Compliance levels against established standards or benchmarks across the group
Participate in definition and preparation of supporting documents for the different executive committees (Group ALCO, BoD, Group Risk Committee), Regulatory reporting – ICAAP, ILAAP
Participate on the development of Balance Sheet Management strategies, governance and stress testing
Identify emerging risks and control issues, work on set up Risk Appetite Limits, Early Warning Indicators
Counterparty risk management and monitoring (big banks/big corporations)
Building risk awareness amongst staff by providing support and training within the company
Experience of at least 5 years in banking on Risk/Treasury
Degree in Economics, Finance, Management, Math or similar
Fluency in English, with excellent oral and written communication skills
Experience in company managing subordinate companies
Good understanding of Market Risk concepts and metrics (VaR, EVE/NII, scenario analysis, risk sensitivities, etc.) and governance frameworks
Knowledge and experience in regulatory banking risk management guidelines and modern financial risk management practices and ability to initiate and implement tactical changes to support business performance
Knowledge and effective application of all relevant banking policies, processes, procedures and guidelines to consistently achieve required compliance standards or benchmarks
Willing to learn new things
Willingness to travel
Very good communication skills, presentation skills, capabilities to explain and teach
The ideal candidate is curious, detail-oriented, self-starter and communicates easily and openly
A team player, able to clearly communicate within Risk department and across the company
Strong analytical and problems solving skills
Excellent organizational and time management skills
Able to work on own initiative and as part of a team
Good communication and presentation skills, fluent in English
Entrepreneurial mindset, ability to take calculated risks and responsibility for own actions
Are you interested? Do not hesitate to apply now!
Information about the vacancy
Evropská 2690/17, 160 00 Praha-Dejvice, Czech Republic
Type of employment
Duration of employment
Bonuses, cell phone, above-standard medical care, discount on company products / services, notebook, contributions to the pension / life insurance, flexible start/end of working hours, meal tickets / catering allowance, holidays 5 weeks, educational courses, training, refreshments on workplace, soft loans to employees, sick days, occasional work from home, corporate events, foreign business trips, international conferences, individual budget for personal growth
Home Credit International a.s.
ContactHome Credit International a.s.
160 00 Prague 6-Dejvice